We all know Mint.com is your new finance and budgeting BFF, but did you know that you can use the site for more than just counting dollars and cents?
We love Mint.com because it holds our hands when we face our first grown-up money issues, not just setting savings goals and keeping track of where we’re spending our money (although those features are awesome, too!). Here are our top three favorite ways to use Mint.com:
Find your next credit card.
This. Is. Everything.
When we get older, it’s pretty important to build good credit. Maybe you have a few loans that you’re being super good about paying off, or maybe you’ve had a credit card out in your name since you started college. Maybe you’re just getting started with building credit – all of that is A-okay. Mint.com is there to help wherever you are in your financial journey.
By answering a few questions like what you spend your money on and how frequently you pay off your credit card bills, Mint.com sets you up with a few potential credit cards that would be good for you. It’s like Tinder, but for money.
Track your student loan payments.
Ugh, student loans. Student loans are like a ticking time bomb, waiting to detonate a few months after you graduate, making you a financial slave forever (or at least it feels that way).
Nothing will ever make you feel better about paying off your student loans, but maybe Mint.com can make it easier. By keeping a nifty little tracker right on your homepage, you can see how you’re demolishing those loans bit by bit. The best part? You can repeat the process if/when you take out a loan to buy a house or a car. Yay?
Detect fraudulent activity.
You probably love Mint.com because it helps you keep track of how much money you’re spending and where you’re spending it, but those features aren’t just to keep you honest with your dollar; they help you notice if someone stole your bank or credit card info.
When you log into Mint.com, you get your overview page that details how much cash you have overall, how much in savings, how much in credit card debt, yadda yadda yadda. It also as a part where it gives you alerts if something fishy is going on, like spending $350 on sports when you usually spend zero (on dat home fitness grind). You can then click on this and see where the charges were made. Didn’t make them? It’s time to contact your bank or credit card provider ASAP.
Granted keeping an eye out for fraudulent activity is something our banks and credit cards do for us anyways (and we should be doing, too, just for good measure), but it’s nice to have this triple-checker.